The Alabama Moderate

Painting the Red State Purple.

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Posts Tagged ‘health insurance’

More Epic Fail: Denying Infants Health Insurance

Posted by ALmod on October 16, 2009

He’s four months old. It’s not like there’s anything he could have done to cause himself to be particularly chubby.  His mother isn’t overweight.  As Jon Stewert put it (paraphrased by me), it’s not like his mother’s breasts are named Ben and Jerry.

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Posted in Corporate Craziness, Federal Government, Health and Wellness, Legislation | Tagged: , , | Comments Off on More Epic Fail: Denying Infants Health Insurance

I guess they weren’t that lucky, after all…

Posted by ALmod on October 15, 2009

So yesterday I talked about how AHIP was about to get a lot uglier and how their attempts of late seem to be really backfiring on them.  Somewhere between revoking the health insurance of a congresswoman’s child for a torn eardrum and releasing a report that fact checked itself and ended up giving itself a D on the truth-o-meter, the health insurance industry just kind of lost it.  With all the shooting they’d done to their own steel-toes, I was a bit curious as to how well their aim would be once they got bigger guns.  I ended with a line from Dirty Harry, asking if they felt lucky.

I suppose not.

Here’s the ad:

And here’s what FactCheck.org says:

As we’ve written previously, it’s true that about 10 million seniors are on Medicare Advantage, as the ad says, which means they’ve chosen to get their benefits from a private insurer instead of through the fee-for-service route that 78 percent of Medicare recipients use.

…We don’t like to take out after an ad that is technically accurate, but this one implies that seniors in Medicare Advantage would suffer far more than they actually are likely to under the pending legislation. An on-screen graphic says that they would see a “50 percent reduction in extra benefits.” That’s true, but the reality is that even those who leave the program will never receive less in benefits than anyone who is in fee-for-service Medicare, or nearly 80 percent of seniors.

Okay, now go back and read that again.   Read it a third time if you need to.  I’ll wait.

The cuts that AHIP is talking about come from a portion of Medicare where seniors pay private insurers for their services– not the standard government version.  In other words, AHIP is saying that they are going to be cutting their coverage for seniors– not the government.  This is their attack add against health care reform?  “Yay for us!  Boo for government!  We’re going to cut health care coverage for seniors!  Yay!  Theirs stays the same!  Boo!”  That is your big, bad argument?  Seriously?

Posted in Federal Government, Health and Wellness, Legislation | Tagged: , , , , | Comments Off on I guess they weren’t that lucky, after all…

Ugly? You haven’t SEEN ugly.

Posted by ALmod on October 14, 2009

Robert Stein has a great writeup on how we ain’t seen nothing yet as far as health insurance interests rallying opposition to reform.  Now that Congress will be working on a final bill for the full vote of both houses with all sorts of ways for it to be hacked into pieces and put back together again, you can easily predict that industry interests will be in overdrive to kill it.

Stein does an excellent job of summing things up here:

The saddest part of the spectacle in the coming weeks will be the near-impossibility of a rational public conversation about the issue in a time when TV ads will make “Harry and Louise” look like “The Waltons” and the staged public outrage will make the Tea Parties look like tea parties.

Indeed.  Though we can only hope that their moves of the past few weeks are signs as to exactly where health insurers might be headed.  They seem to have become quite pro at shooting themselves in the foot lately.

The fact that Beth McCaughey was outed (and then resigned after being owned in an interview with Jon Stewart, of all people) as a lobbyist and Rick Scott (head of Conservatives for Patients’ Rights) was openly the same Rick Scott who had to step down as the company he led pled guilty to one of the largest cases of insurance and Medicare fraud in history wasn’t even HALF as humiliating as the report AHIP released last week.  It was laughable enough at face value.  To start with, AHIP stands for America’s Health Insurance Plans.  This is the group who funded a report that basically contradicted every single other report out there.  Not only was it incredibly misleading by only reporting on measures that (migh, maybe, possibly) increase costs while ignoring the gazillions of other measures that would lower them, but it even said that it was misleading in the very footnotes of the report!  The report also was their way of saying that, left unchecked and without competition, private health insurers would increase their premiums– quite possibly giving their own argument as to why a public option might be needed to compete with them.  Shot one fired.  Shot two fired.

Then, without any prompting by FactCheck (or so they say), the company that compiled the report for AHIP comes out with a statement in which they fact check themselves and state that their report is extremely misleading.  You can’t make this up!  Shot three fired.

But the biggest hit to the health insurance interests has to be the story of Rep. Jane Harman— a Blue Dog Democrat.  You’ve heard of the Blue Dogs, right?  The Blue Dogs would be the reason why the Dems are not currently passing the most liberal piece of legislation they can muster despite their overwhelming majority.  Well, Harman became a much bigger proponent of a public option when that which has been happening to so many insured Americans happened to her own 27-year-old son.  He was dropped from his health insurance for– get this– a torn eardrum.

As Del put it (and I’m paraphrasing), we can probably assume that they forgot to mark his file with a big, red Post-It that said, “Do not revoke.  His mother is a congresswoman.”

Laura Sanchez was already on board, but I’m sure that Rep. Harman’s story will resonate with other mothers and fathers (and grandmothers and grandfathers) who call themselves Blue Dogs.  The uninsured and the poor aren’t the majority of the people who need good reform to pass.  They aren’t even close to being a majority.  The insured middle class are the ones getting the worst deal until something changes.  (After all, we’re the ones stuck with those private insurers who openly admitted that they’d want to raise their premiums while they have no real competition.  The poor and elderly already have government options.  And I’m sure that middle-class bankruptcy can’t be good for the economy.)  Shot four fired.

Now, right about now I feel like it’s that scene in Dirty Harry and Clint Eastwood is asking…  If you count McCaughey and Scott, did they fire five shots or was it six?  I’ve lost count.  So if you’re the health care industry and you’re about to start aiming that gun about chest or head level, you have to ask yourselves one question.  Do I feel lucky?  Well do ya… punks?

Posted in Federal Government, Health and Wellness, Legislation | Tagged: , , , , , , , | 1 Comment »